A Few Things All Buyers Should Know

If you’re buying a home for the first time, listen up. Here are a few things you’ll need to know.

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We have noticed a big increase in first-time homebuyers out in the market. A lot of them don’t even know where to start, so we wanted to share a few different things to consider if you’re in the same situation yourself.

First, you need to get a loan. That’s the golden rule. He who makes the gold makes the rules. In most cases, the lender is the one who makes the gold, so you’ll need to get approved by them first.

Secondly, you need to understand what the loan is going to cost you, both in terms of the down payment and the monthly mortgage payment. You have a few different options for both of them.

You’ll need money for closing costs as well.

You’ll also need some closing cost money. We can actually negotiate with the seller and get them to cover some of them, but not all.

It’s crazy to go out looking for homes without getting qualified with a lender first. Let’s start there and with a conversation about your goals, the steps you need to take, and how we can get there together.

If you have any questions for our team in the meantime, give us a call or send us an email. We would love to hear from you.